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Putting in an offer on the property

Looking for a new home can be a difficult and anxious time and it helps to have some helpful hints for putting in a bid and being successful.

Putting in a bid

An estate agent will normally do this on your behalf, because by law they have to pass on any offer they receive to the seller. It’s good practice to place a bid in writing as well, following an email or phone call. If the seller is interested, then the negotiation process can be initiated through estate agents. As an agent works for the seller, you may feel there is no one else to act on your behalf. Often buyers will hire a buyer’s assistant to assist in the negotiation process.

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A lower bid is more likely to be accepted if:

The property has been on the market for some considerable time

If the seller needs to move quickly

The completion date suggested by you works well for sellers

If you are able to move quickly and have the funds available immediately

When the times comes, consider a Removal Companies Essex at a site like Jeakins, a leading Removal Companies Essex.

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Tactics for bidding

The bidding process can vary and be pen or closed. Open negotiations are much more common.

It pays to start low with an open negotiation bidding process. Consider putting in an offer about 10% below the asking price. This is normally expected by sellers, so they inflate the property price when it first enters the market.

You should expect to be told if another offer has beaten yours so that you can place a further bid if the property is still within your budget limit. Remember to stay cool and polite, interested but not desperate.

The importance of removing tree stumps

Tree stumps can be unsightly and at times, dangerous. If you have a stump on your property, from a dead, fallen or cut tree, stump grinding is the process that removes that unwanted stump. That’s why eliminating stumps is a crucial element of effective tree care and maintenance.

  1. Improve aesthetics and regain space

Tree stumps can ruin the look of a nice, neat garden if left. Getting rid of them will immediately improve the appearance of your whole property. This will also raise the overall value and visual appeal. In addition to aesthetics, space is also an important issue, especially if your garden is smaller.

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  1. Avoid accidents

While a stump may not seem dangerous, it can be a significant trip hazard for anyone. This is especially a problem with senior citizens and small children. Removing the stump is not only necessary for security for yourself and your family, it also eliminates the possibility of accidents related to the stumps that could cost you a lot of money. For advice from a Tree Surgeon Essex, visit a site like Benchmark, a leading Tree Surgeon Essex.

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  1. Protect against diseases and pests

A tree stump on your property may look harmless, but they can be a breeding ground for a lot of pests or unwanted diseases. Insects and other pests can take up residence in this stump. Not removing a stump gives insects plenty of opportunity to settle in and proliferate. The stumps of trees often die from disease. Removing the stump can prevent the spread of disease from tree stumps to nearby healthy trees.

Getting your affairs in order

Step 1 – Create a will

If you’ve not got around to it, make it a priority. If you want to be sure that things like assets and money are left to those you want to receive them, then you must stipulate this in a will. If you don’t, the law will decide what happens to your assets – and they may go to someone you don’t want. 

It’s also a good idea to tell those individuals who you wish to act as executor of your will. An executor is the person who handles your financial affairs and wishes after your death. You are able to have more than one person to be the executor, but ideally no more than four.

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If you have children under 18, a will also states who should be responsible by law to look after them if you die.

Step 2 – If you want to be super-organised to ease the burden on family and friends, you could consider planning your own funeral. For help and advice, consider Funeral Directors Billericay at a site like Bennetts, a leading Funeral Directors Billericay.

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Step 3 – Get your paperwork together

You know where all your important documents are stored, whether it’s in a drawer or filing cabinet, but do others know? You must inform the executor of your will.

They will need to know the whereabouts of documents like:

Bills

Any divorce papers

House deeds

Bank statements

Insurance policy

Credit card statement

Mortgage information

Birth and marriage certificates

Tax certificates

Details of savings and investments – including: premium bonds, pension statements and stock certificates, for example.

 

Clinical Trials

We are hearing a lot about clinical trials in the media at the moment. Trials underway to test new drugs are normally completed in four phases. Should a treatment be successful in the first stage, it will pass to phase II and so on followed by a study conducted after approval by regulators.

Pre-clinical phases of a drug or device involves testing on non-human cells that provide information about how effective it is, the problem of toxicity and how this impacts the drug or device.

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Phase I involves the testing of drugs on healthy human volunteers in a clinical trial, with small doses at first and subsequent increases in the dose further on but still at lower than the therapeutic dose. A small group of healthy volunteers will be invited to the clinic for clinical trials, so that they can be observed around the clock. Sometimes labs need to move where the funding is. For Lab Relocation Services, visit a site like Aport Global, providers of Lab Relocation Services.

Phase II involves the testing of a drug or device on patients to whom the compounds might benefit to assess the efficacy and possible side effects. These patients will receive what is known as a therapeutic dose.

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Phase III involves testing on patients to measure how effective it is and its safety. This phase involves a group of randomized patients to measure how useful this drug in everyday clinical practice. This measure is the part that takes the longest and is the most expensive of all the phases.

Stage IV is the stage after a drug or device has received approval by the regulatory board but continues to be monitored in the community.

All you need to know about the trees that make our timber

If you have ever bought timber from a Southampton Timber Merchants such as http://www.timbco.co.uk/ you will have seen the vast number of choices that you have to pick from.  But are you aware of some of these fascinating tree facts?

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  • It can take decades for trees to reach their maturity. An oak tree tends to reach maturity after 25-30 years whilst an apple tree will reach maturity in around 10 years. There is no given timeframe as to when trees as a whole will reach a particular age, this always depends on the variety of tree and whether it is a standard size or altered size such as dwarf varieties.
  • Trees have a unique way of communicating with one another by using an underground network of fungi that help to share resources from one tree to another. There is a ‘mother’ tree that is at the centre of every network. These neighbour networks are also used by the trees to warn one another about pests that might be attacking trees in the area.

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  • It is thought that there are over 60,000 trees across the world with around 300 of these species being classified as critically endangered and many more on the endangered list.

What Happens During a Cremation?

Although the only thing that you can be certain of in life, as the famous saying goes, is death and taxes, we, as a society have a reluctance to talk about death. Many of us have attended or even had to arrange a funeral at some point, with the help of professionals such as these Essex funeral directors, but within society it seems we do not treat death as a subject that we are happy to speak about.

This leads people to wonder about it, and the different aspects of the processes surrounding it, and one of the most popular questions is ‘what happens during a cremation’.

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Despite the fact that the majority of funerals are cremations rather than burials in the UK it seems that we do not know a lot about what happens with cremation. Sometimes we have images in our head that are far more disturbing than the reality – so briefly, how does a cremation service happen…

The same way as a traditional service, the coffin is brought into the crematorium. The ceremony itself can be religious based or not, depending on the individuals wishes. A service lasts around 40 minutes and is similar to a church service in how it is done.

The mourners then leave the crematorium, and a curtain is drawn around the coffin. This is the part that many people fear that they will see the coffin go into the furnace, but that is a very old-fashioned process and it is no longer done in the UK. However, if you ask in advance a maximum of two relatives can witness the coffin go in if they should wish to.

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The cremation is done on the same day, and the process takes around an hour and a half. Any metals (such as metal hip replacements) are removed with a magnet and recycled, and the ashes are placed in an urn to be passed on to the family. You can then place them in an urn of your choosing, you may have a grave to bury them in or take them to a special place to scatter them.

The New Cold War – Are we Once Again at Risk of Nuclear Destruction?

Throughout the Cold War, the two superpowers – the Soviet Union and the United States nearly started full nuclear exchange a few times – The tank standoff at Checkpoint Charlie (which seems unimaginable to us now when we can do tank driving for fun at https://www.armourgeddon.co.uk/tank-driving-experience.html ). Then only a year later came the Cuban Missile Crisis – the whole world watched with bated breath as the humanities survival seemed to hang by a thread. In 1983, Operation Able Archer, a NATO training exercise once again nearly sparked a nuclear exchange.

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Since the fall of the Berlin Wall, it has seemed less and less likely that the world will end in a full nuclear exchange – indeed, it doesn’t seem to be at the forefront of public consciousness anymore as it once was. During the 1980s, pop culture, from film to music was ingrained with the grim realisation that we were very close to hearing the 4-minute warning.

But in recent years, the question has once again started to rear its ugly head. With tensions growing between Russia and the West as Russia continues to update its nuclear stockpile. In North Korea too, the current leader Kim Jong Un is seemingly obsessed with developing the nuclear missile program of the secretive state and with his hot temper is understandably a worry for the United Nations.

Then, over in America is the President Donald Trump – also hot tempered and unpredictable, and having a huge nuclear weapon stockpile at his disposal has also caused concern with his hot-headed reactions to North Koreas missile tests.

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It seems that in these times a new cold war is back – hopefully it will diffuse as the last one did.

Areas that businesses forget to clean

After a winter stuck in the office with the heating on full blast and the windows closed, it can feel wonderful when the weather is nice again and it’s time to throw open the windows and let in fresh air. However, when the sun begins to penetrate the office, that’s when you start to pay attention to the winter dust and dirt built up. That’s why spring cleaning was invented!

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A quick vacuum and dusting are not going to cut it, and often there are common areas in the workplace that can be overlooked during cleaning time.

  1. Behind the printer and copier

This area is almost always overlooked but can get very dusty from tiny particles released by the printer and paper.

  1. Skirting Boards

A thick layer of dirt and dust can build up on the edge of the boards from time to time, making them look grey and dirty. This dust could find its way into the air, worsening symptoms for those with hay fever, asthma or allergies.

  1. Office Chairs

If the back of the seat is much brighter than the front or you can see that it’s heavily stained; it may be time for a steam clean. The bottom of the seat and casters also get pretty dirty and could use a wipe down. Alternatively, get some Operator Chairs. See the Operator chair range at Best Buy.

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  1. Lighting

Strip fluorescent bulbs will usually get full of dead insects and collect a lot of air borne dust and dirt. If the lighting you’re looking for a little faded and dusty, be sure to put it in the net you.

Tips for staying safe on the UK’s motorways

It might not seem like it but the motorways in the UK are statistically the safest roads. They only account for 3% of accidents and 4% of fatalities. Because of the fast speeds involved though, when something does go wrong, it can have very serious consequences. Here are some tips for staying safe on the motorways:

Entering

Moving from the slip road onto the motorway, always indicate right to give other road users a clear signal of your intention to merge. Try to match your speed with that of the lane you’re merging with and always find a suitable gap. It’s important not to slow down too much or come to a complete stop as such actions could be dangerous and frustrating to others.

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Exiting

It’s important to be in the left lane in plenty of time and be aware of the 100-yard markings approaching every exit. Aim to turn on your indicator by the 300-yard marker. Try to avoid decelerating whilst still on the motorway but reduce speed on the slip road as this is safer. Often slip roads have more than one lane, so be sure to get into the correct one for your destination.

Be Aware

Drive safely past any roadside assistance vehicles, such as those marked with Chapter 8 Chevrons. Find out more at https://www.vehiclechevrons.com/

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Knowing the lanes

The left lane is designed for travelling in, whilst the middle and right-hand lane are for overtaking. You should avoid staying too long in either of these lanes and remaining in the middle lane is now an offence.

 

Why install double glazing?

If you are considering renovating or updating your home, then you should give some thought to double glazing if you haven’t already installed it. Modern glazing brings a variety of benefits and, of course, adds value to your property.

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For those who live by a noisy road or right on top of your neighbours, it can mean suffering from a significant level of noise pollution. Double glazing provides beneficial insulation from noise, lowering the noises that permeate your home. Having double glazing fitted to the living room and the bedroom can lead to a much quieter existence. For Hereford Double Glazing, Firmfix are able to provide double glazing in Hereford

Contemporary double glazing is extremely low maintenance. It is simple to clean with ordinary glass cleaner and sills can be wiped over with small amounts of soapy water. You can also enjoy easy-clean features, providing you with cleaner windows than ever before without you having to lift a finger.

Older glass with a single panel can weaken over time and if your home is decades old then it may be time for an update.

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If you want to own a home that’s more energy efficient, double glazing is the way forward. A lot of air can escape through an old window, letting the heat out and the cold in, making your heating work harder and costing you more money. Just one additional pane can make a huge improvement. Better thermal insulation can save quite a lot on your energy bills during the year.

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