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How to vet your next tenant

If you are thinking of letting your property, you may be worried about how you can make sure you get reliable tenants – the sort who pay their rent on time, do not bother you for trivial things and are considerate to their neighbours. If you think you can judge people’s honesty well, you might be interested to know that not having a proper vetting process makes you seven times more likely to end up in court with your tenant. Let’s look at what a proper check should include.

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Suitable tenants

Firstly, decide what sort of tenants you want. Will you allow them to smoke or have pets? If not, these are questions you need to ask early in the relationship.

References

The Irish Property Owners Association recommends that you check any tenant’s credit score. You can contact a specialist firm to run a check on your prospective tenant’s credit history and this will give you a score, like a credit score, to help you decide whether to let to this person.

Other references worth obtaining are from the tenant’s employer, who can confirm employment and salary details, and a landlord’s reference, which will give you a direct answer to your questions about whether this person will be a good tenant; however, bear in mind that a landlord might give a good reference to enable a bad tenant to move on.

It is less useful to get bank references, as these can take a long time and you can glean the same information by asking the tenant to show you their recent bank statements. Personal references are subjective and unlikely to be helpful.

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Management services

If this sounds like too much hassle, you could consider using a professional agency; for example, companies such as http://clients1st.ie/ can look after all aspects of property management in Dublin for you, including pre-vetting your tenants.

Letting out your property does not have to be stressful. If you take the right precautions, you should find great tenants who will give you very few problems; in addition, there is always professional advice available if you prefer to take the route of using a management service to be the intermediary between you and your tenants. Whichever route you chose, being thorough is the key to a stress-free and prosperous future.

Choosing the right flooring for your summer house

Summer houses can be bought in sections for easy assembly; however, as with any building project, there is no substitute for good planning.

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Begin with a clear view of all the purposes you might want your summer house to serve over its lifetime – not just the one you have in mind initially. A summer house built for children to play in might become a quiet study for them to do college work later, but this may need better insulation. If it will have a motor mower stored in it, think about flooring that is easy to clean. Electricity or running water are easier to install at the beginning than having to hack through your floor later.

Summer houses do not normally require planning permission, although there are a few regulations about height, distance from roads and boundaries, and the size of platforms or verandas. Verandas could certainly influence your choice of flooring. Do you want the same flooring running through both the indoor and the open-air spaces? If not, how will you tie them together?

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Garden summer houses in NI will experience weather extremes. The warmth they quickly absorb on clear days can build up to significant temperatures on hot days. In winter, temperatures will fall below freezing. Flooring extending outdoors will need to be weatherproof or tolerant.

Garden summer houses NI look best when the flooring either matches or complements the structure. Modern timber treatments are low odour and non-toxic compared with the creosote of old; however, for a homelier space, you may want to consider other options.

Laminate vinyl and linoleum

Laminate tiles are not suitable in areas that get significantly or frequently wet. Other engineered wood products have similar moisture sensitivity.

Linoleum is an excellent choice, but seal the edges so water cannot get underneath.

Vinyl, whether in sheets or tiles, is an excellent choice for this kind of airy space. Inside homes, it can emit VOCs (volatile organic compounds); however, in a well-vented external space, the water-resistant qualities will shine without any build-up of VOCs.

Sub surface

To lay tiles of any kind, a firm and flat sub surface is needed. This is true whether the tiles are stone, ceramic, parquet or laminate boards. A layer of plywood usually does a reliable levelling job.

Specialized RV Insurance and Appropriate License, a Must When Buying Used Class A Motor home

With top-notch amenities, spacious floor plan huge storage and uber chic travel experience, Class A motor homes are an epitome of luxury. However, all good things in life come at a price, and a brand new class A RV will surely leave you poorer at least by a few million dollars. With a used class A motor home, however, you can get luxury and comfort at an affordable price.

Now that you’ve set your eyes on a used vehicle, before finalizing the deal, you must take a pause and think whether your driving ability allows you to take such a huge vehicle safely on to the road or not. Also you have to include the insurance amount in your vacation budget so mull over the insurance expenses of owning a motor home, and ask yourself if you are you ready.

Driving skills and insurance,   both being key to a safe trip, beef up your knowledge about class A motor home insurance and what is involved in obtaining the license to be eligible to drive one in the US.

Class A Motor Home Insurance — Points To Ponder

  • First of all it is important to find an insurance provider who understands the unique needs of motor home owners and is ready to design a policy covering the specific risks associated with motor homes.
  • Opt for a policy that offers primary-residence protection in case you are planning to live in motor home permanently.
  • Include vacation liability cover if you are planning to use your motor home as a vacation-home. It keeps you covered for the expenses relating to damages and accidents during vacations.
  • Add pet injury coverage if you are bringing pets on your motor home vacation.

A policy that includes full replacement cost coverage comes along with a high premium rate. But it is worth buying one as it lets you fully recover the costs in case of loss and theft.  Each item including valuable accessory and fitting in your RV can be insured separately against lost, theft and damage.

  • Several permanent attachments such as awnings need frequent repairing so it makes sense to get them insured, too.
  • Having more storage in your motor home is a plus point as more storage means lower premium.
  • Add emergency expense coverage in your policy. As the name suggests, it lets you meet several unforeseen expenses such as lodging costs while your RV is being repaired.

License Matter – How to obtain and more

According to the rules of US Department of Motor Vehicles (DMV), you need to have the right license to drive something as huge as a class A motor home. Class A RVs are generally 50 feet to 70 feet long, weighs more than 26,001lb and runs on five axles while towing another unit. Therefore, it sounds imprudent when someone who has never driven anything greater than a family sedan suddenly decides to hit the highway in a motor home only to discover he/she seriously lacks the ability to maneuver the vehicle on challenging roadways. In the US, the owner of class A motor homes is required to obtain class A non-commercial license, and here is how you can go about one.

  • If you are applying for a class A license, you will have to obtain a learner’s license and test in a class A or class B motor home.

Prior to taking the road test, you need to clear the test for non-commercial pre-trip skills. The goal of the test is to show that you know that the vehicle is in the right condition to drive. You will be awarded a restricted license once you pass the test for pretrip, skills and road tests in your motor home.

  • You may be required to take different tests for just driving a class A motor home and for towing another unit.
  • Check your state DMV’s requirements before you show up for the road / pre-trip tests.

Now that you know how to fulfill two major pre-purchase requirements when buying used class A motor homes, soaking up a luxurious life on the go is just a drive away.

Luxury Homes for Sale in Canada

Toronto is one city well known in Canada. Capital of Ontario and also doubles as the largest city in the whole of Canada. Toronto makes one of the most luxurious cities in the globe. Hence, the best luxury homes place in Canada. For as many as those willing a luxurious life in style, they can actualise their dreams by living in Toronto. This city will no doubt offer you an unforgettable and unique experience of a luxurious and modern life. Being among the top class cities in the globe, Toronto is known for its features, modernization, facilities, as well as better opportunities both for business and living. History about this city reveals that it was first known as the town of York in those years it first started.

Though, real estate is quite expensive, but the construction quality and unique style of Canada especially Toronto luxury homes will make one to forget all about the pricing and financial implications. The city is richly filled with every required facility like platforms for just everything. The children will definitely have a brighter and better future if they live in Toronto, Canada. For benefits of doubts, just take a holiday visit down and I bet you will instantly decide to stay in this city. On the other way round, should you have already been thinking going to live in the city, then it will just be a greater chance experiencing with a modern touch that taste of the Canadian culture.

To find the best luxury homes for sale in Canada will only require you to consult either a real estate advisor or property dealer. Such will undoubtedly assist you in finding a best home in the city. These luxury homes are so high in popularity nowadays so much that almost every experienced real estate advisor or experienced property dealer can easily seal for you a best deal when it come to your choice of availability, location, and pricing.

Another famous city neighbouring Toronto is Vaughan, in Canada. These two cities are both blessed with luxury facilities. Homes for sale in the latter are easily found also through an experienced property dealer. For enjoyment of the best luxuries in Canada, come to either Vaughan or Toronto. A real estate advisor or property dealer can offer you information as to real estate events in these locations. Records in the past years have revealed that Toronto and Vaughan are growing at a very speedy rate. Hence, real estate can be easily gotten in the cities.

Another alternative to getting any information about real estate in Canada- Toronto or Vaughan is the internet. You may as well find luxury homes for sale and in Toronto and Vaughan so easily on the web. Having found your home of choice, you can then choose to call for a meeting with any experienced real estate advisor who will assist in getting you a good and affordable price of your dream home.

Best Places to Live in the UK

Every year lists are revealed showing the results of the best places to live and work in the UK. From the coastal towns of the south to the industrial traditions of the north, some of the same towns and cities crop up year after year making them perfect property hotspots. They have the essential combinations of culture, jobs, attractiveness and great transport links. Here are some of the firm favourites:

Cheltenham, Gloucestershire

Conveniently located Cheltenham is always popular, offering leafy regency sophistication and heaps of excellent schools. It’s not too big, feels posh without the horrendous house prices of London or Bristol and is home to many cultural events such as food festivals, literary festivals and of course, the famous racecourse. Theatres, farmer’s markets and stunning parks are further reasons why Cheltenham is a delight to visit or live in.

Bath

With its incredible Roman history and natural baths, Bath is a hit with tourists but there is much more to this pretty city. It’s ideally located to be commutable to London and offers fantastic schools, two universities and a huge number of cultural events. With improvements planned, in the near future, to make it even quicker to get to Paddington, this UNESCO World Heritage city is the perfect base for families looking for an attractive, culture-rich and conveniently located location. For Estate Agents Bath, visit http://www.pritchards-bath.co.uk/

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Oxford

Stunning architecture and one of the best universities in the world, Oxford has always had a lot going for it. There are good schools, easy commutable distances and a dependable jobs market. You’ll also find plenty of fun things to do including Oxford’s five theatres, ice rink, three cinemas, swimming pools and a vast number of places to eat, drink and be merry. It’s a vibrant city with a large student population so if you want culture and a city with a ‘buzz’ then you’ll love Oxford.

Llandaff, Cardiff

Llandaff has been named as one of the best urban places to live and with its impressive historic landmarks and village-feel atmosphere, it’s clear to see why. The area boasts good schools, lots of local amenities, a great sense of community, low crime rate and even Doctor Who is filmed here! The people who live here enjoy all the benefits of city living with iconic landmarks, places of interest and big sporting events but with the feel of a small-town community.

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York

Apart from the breath-taking sight of the largest Gothic cathedral in northern Europe, York’s transport links are top class and all the buses have free Wi-Fi! As a university city, there is plenty of great nightlife and even some of the pubs have ancient landmarks in the basement such as the Roman Bath pub. York offers such a fabulous wealth of history and stunning architecture in a very beautiful part of the country. There are loads of museums and galleries to keep you busy and a huge shopping centre too. Much of the city is car-free which is perfect for the environment and families with children.

Best venues for woodland weddings in the UK

Although there is a growing trend for couples to be happy to commit to each other by simply living together or starting a family, there are still many in the UK who choose to make a lifelong commitment to their partner by stepping down the aisle.

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In China, on the other hand, insurance companies are offering love policies in an attempt to boost marriage rates, as reported by the Mail online.

For many people, their wedding day is the best day of their life and is often a very traditional affair. However, some couples prefer to make their day more unique, and one recent trend is toward a more natural-themed woodland wedding.

Parkland near historic houses

Many properties sit in beautiful parklands or have woodland areas, and these can be the perfect spot for woodland, rustic weddings. Having a ceremony amongst the trees and greenery can lend a real fairy-land, mystical feel to a wedding.

For example, Wasling Park in Berkshire has a specific walled garden and woodland area set aside for those wishing to get back to nature for their big day.

Boho chic

Cornish Tipi weddings are amongst a growing trend for venues that are purely about the woodland, getting back to nature and enjoying tying the knot in a pretty, natural environment.

A country wedding

Somewhere more traditional but still set against a backdrop of lovely woodland and greenery would be a venue like a hotel that is set in a pretty area of the countryside with gorgeous grounds.

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This type of venue could be a compromise between a more traditional day and embracing a natural country atmosphere. If you were looking for a Forest of Dean wedding hotel venue, you could consider http://www.thespeechhouse.co.uk/weddings/.

Down on the farm

Many farms are now converting parts of their property into wedding venues. From barns to fields or woodlands, these can be great venues to embrace an outdoor or woodland wedding.

Marquees can be a great insurance policy against the Great British weather, and many venues will offer these or some kind of covered area, such as a converted barn.

In Devon, Middle Coombe farm illustrates the kind of positives this type of venue can offer, setting the stage for a wedding that is as simple or rustic as you wish.

How to protect your masonry from the elements

There is no arguing that newly-laid brickwork looks fantastic. Clean, tidy, and fresh as a daisy, new walls are one of the nicest things about new houses.

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As with any other element of construction, however, there are certain steps that workers need to take in order to ensure that new masonry is protected from the elements, especially during the building process itself.

The Brick Development Association has certain recommendations for builders to consider when laying brickwork and other masonry, particularly during the cold and damp of autumn and winter.

Keep it clean and dry

The most important thing to do when laying bricks is to keep them clean at all times. This means avoiding, where at all possible, splashing and smearing mortar on new bricks and protecting them from the weather.

Use a form of waterproof sheeting to protect your new bricks against the rain and snow. Even when you take a short tea break, a sudden shower of rain could come out of nowhere and undo all your recent work, so remember to keep it protected at all times.

Keeping brickwork clean in later life is also important if you want to keep it looking in tip-top condition. Using masonry cleaning machines, such as those available from https://www.stonehealth.com/torc-system/, is an easy and effective way of cleaning even the oldest of masonry.

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Keep out of the cold

According to The Brick Development Association, brickwork is particularly at risk during winter construction.

You might not have much control over the weather, but you should stop laying bricks when the temperature drops below 3 degrees Celsius. In addition, if overnight frost is predicted, any unset mortar should be protected using insulation, such as hessian, to prevent it from cracking. In addition, a protective membrane, such as polythene, will keep the damp out.

This can be a serious problem because rain and cold can penetrate new brickwork and make it unsound, undoing all your hard work.

It is not just the cold your bricks need to be protected from. Excessive heat can damage recently laid masonry. Again, you can use hessian and a polythene membrane to ensure the brickwork does not dry out too fast, which can lead to cracking and damage. Do not be tempted to wet it as this will stain the bricks.

Investing in the sports industry: where to start?

Sports are incredibly engaging, and the sports industry is a worldwide phenomenon that has gone beyond cultural and language differences to become by far the strongest consumer engagement platform in the entire world. Almost $500,000,000 is spent on sports every year around the world, making it a tremendous industry for people to consider investing in. Two of the most popular sports are basketball and soccer. Soccer in particular is only growing in popularity as time passes and that popularity is opening up a variety of different investment opportunities.

For instance, as the popularity of soccer increases, there will be an increased need for soccer venues that have been well constructed and well designed, as well as the need for areas surrounding the venues to be built out and improved upon. Places where there is likely to be a pressing need include the likes of Russia and Qatar, which are set to host the 2018 and 2022 World Cup respectively. American and Chinese firms are particularly well placed to leverage their experience and their knowledge of how to construct world-class stadiums.

There has also been an enormous amount of growth when it comes to soccer teams such as Manchester United, Tottenham, AC Milan, Arsenal, and Chelsea in China. These clubs are always interested in expanding their fan base, and China is a particularly excellent opportunity thanks to the sheer size of the potential market and because soccer has become so popular in the country.

Wes Edens is one man who knows a lot about sports investment. He is the co-chairman, co-founder and principal of Fortress Investment Group. In May 2014, Edens purchased the NBA Milwaukee Bucks, the latest in a long line of savvy investments that have helped to make him the success that he is today.

 

Governments and local city councils are well known for the investment that they make in the sports industry, and it goes well beyond just the love of the particular sport in question. Investing in sports in the form of clubs and venues often pays dividends for councils and governments, with the return coming in the form of the improved health and safety of the local community in addition. Sports also offer new opportunities for young people, increases economic growth and individual skills, as well as opening up new employment possibilities. It’s safe to say that investing in sports would be a savvy business decision and one that can greatly benefit the local community at the same time.

Knowing your very own Samsung Note 5

Like always Samsung is back with its new member of note series. Yes ! we are talking about our very own and favourite of tech nerds, Samsung phablet- Note 5, which is going to set new benchmarks in the tech world. These days tech market is full of rumors about the upcoming technology, namely Samsung Note 5. Its last release, Note 4 was launched just a few months back and everyone has not even enjoyed it fully and the rumors of this new phablet are already here and seems like making it the favourite of tech geeks.

We know how dynamic Samsung is ! It is probably because of this characteristic of Samsung that we get to experience new technologies every now and then. This upcoming phablet has attracted many tech geeks. Even the tech experts couldn’t keep themselves away from the magic of Note 5. They have framed out a set of features which they are very sure of seeing in Note 5.

 Magical Features You Gonna Experience In Samsung Note 5 :-

 Display – According to the tech experts and rumors, Samsung Note 5 is going to have a super amoled 5.9 inches screen with 4K resoluion.

Processor – Your smart phone is not good enough if it has a slow speed processor. To eradicate this problem, Samsung is planning to launch its next phablet with an octa core processor that will be running at the speed of 3.2GHz.

Android – Latest android version, lollipop 6.0 is the only version that should be accepted from Note 5.

Ram  This is going to sound like a big relief to those who need to travel and work simultaneously. It is expected that Galaxy Note 5 will come with a RAM of 4GB which will allow you to do all your office related work on your smart phone. SIGH !

Camera – Good news for those who love to capture every moment of their lives! Yes you got us right , you are going to get an amazing camera. Samsung Note 5 is going to come with a 19MP primary camera and secondary camera or front facing camera of 4.7 MP for your amazing selfies ! Now click unlimited for two reasons – first is obviously its awesome camera and second ?? Think think !! see the next feature !!

 

Amazing Storage – You always wanted to save up unlimited data(pictures , song etc. ) in your smart phone but storage was always an obstacle ?? Time to get rid of it as Samsung Note 5 is offering you a two variant memory – 32 GB and 64GB. Not enough?? Its giving you an option of further expansion upto 128GB with the help of a microSD card.

Battery – You will be getting a battery power of 3700mAh in the Samsung note 5 with an ultra power saver mode.

Scroll down down for details pertaining to its releasing date and price!

Time To Grab It And The Cost You Need To Save Up For This :-

 Its a ritual of Samsung to launch its phablets at a very renowned event, called IFA held every year in Berlin. Its an event where every year all international brands get to exhibit their technologies. So as per its trends , tech experts are guessing the release of Samsung Note 5 at the same event in September 2015 and its world wide launch by the month of October. We know there is still some months to go but patience is a problem something which we all lack. But sadly, we can just wait till Samsung officially gives out a word on it.

We hope you are not expecting a low price for this mind blowing phablet by samsung !! Sorry if you were because it won’t be in your pockets at a lower price . Its expected price range is – 800$-1000$ .  The waiting period might sound too long and its price value too much but good things comes only to those who wait.

Happy waiting and stay tuned.

A round-up of cancer medical breakthroughs

Over the past forty years, survival rates for cancer patients in the UK have doubled. This has mainly been due to a slow and steady improvement in diagnosis and treatment. But more recently there have been a number of game-changing developments that should help to make a dramatic difference in survival rates, with up to 70% of patients beating cancer in ten years’ time.

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Cancer will become a disease that patients live with, not one that they die from.

‘Liquid biopsy’ revolutionises diagnosis

The American Society for Clinical Oncology (ASCO) recently heard a paper reporting on research that has been part-funded by Bill Gates. This study checked blood to see whether the type of DNA that is shed by cancer tumours was present in the blood. This DNA is detectable in blood a long time before the patient starts to get any symptoms. And as we know, early treatment and prevention is key to cancer survival.

The test has been called a ‘liquid biopsy’ and will be especially valuable in identifying those silent cancers, such as ovarian cancer, that are often diagnosed very late. There will now be more extensive trials, and it may be that these include paid clinical trials http://www.trials4us.co.uk/.

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Statins seem to prevent some cancers recurring

Statins are taken by large numbers of people to help lower their cholesterol. The Independent reported recently that they seem to have another benefit – for women who have had breast cancer, taking a statin seems to produce a marked (28%) drop in recurrence of the disease, over a four year period – http://www.independent.co.uk/news/health/breast-cancer-statins-cut-risk-of-death-40-per-cent-a7769856.html. Meanwhile, a 2015 US study found that men with prostate cancer who took statins, were much less likely to die from the illness. It appears that the effect may depend on the type of statin. Both of these studies will now require more research with a large patient population to confirm these results.

More precise radiotherapy

Radiotherapy is also developing, with new machines able to generate MRI images and carry out X-rays during radiotherapy treatment. This means that the operator can adjust the treatment during the session, making it much easier to target the treatment precisely on the tumour.

We can look forward to many more of these advances as we start to turn the tables on cancer.

 

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